Budgeting Tips to Allow For Summer Activities

Summer is often an expensive time of year for many. If you have kids you’ll be paying to do all sorts of activities. Even if you don’t have children you’ll find you will be going to eat out more to restaurants or to friends where you’ll need to take some form of gift like a bottle of wine at least. Here we look at Budgeting Tips to Allow For Summer Activities. This way you can make the most of the lovely warm weather and being able to get out.

 There are plenty of free ways to pass the time now that the weather is warmer and you could even consider a staycation. If you organise your spending you can also make allowances for this and still have some money set aside to have fun days out or in.

Here are five Budgeting Tips to Allow For Summer Activities. 

Review your Financial Situation

First review your current financial situation. Find out how you’re doing savings-wise and if there are areas you can cut back on your spending. Before making a realistic budget for the summer, you need to clear or reduce any debts and ensure you’re in a more secure position. You can find debt help online. Spend some time going over your finances to give you peace of mind. It will also encourage you to stick to an appropriate budget.

Switch to Summer Expenses

There are different things you need to pay for in the summer, but there are also expenses you can reduce. Meals in or out are nice so look for offers that might come up that will help you save. Alternatively, or in addition, invite friends or family for a BBQ? If you have the outside space why not can make the most of it. You can also save money by hosting a family or friends garden party and ask each person to bring refreshments or a dish. Obviously, arrange what they bring in advance so you don’t get 3 potato salads. 

During the summer you will be able to save money on electricity and heating bills as it’s lighter and warmer for longer. You could even switch to cycling or walking rather than spending money on transport.

Consider Low-Cost Activities

If you’re on a bit of a budget this summer don’t worry, there are plenty of low-cost and even free activities to keep the whole family entertained. You could check out Woodland Trust activities, for example, and enjoy getting in touch with nature at a pretty place near you. Instead of travelling long distances, look for hidden gems in your local area to explore.

You could even look to do a car boot sale. It’s not just a fun day out you’ll also be able to sell items you no longer need and make some money you can put towards summer fun for the family or yourself.

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Stagger Your Spending

Another way to save money is to stagger your spending over the summer. For instance, you could plan a range of events over the coming months and budget for each. Look for areas of unnecessary spending and use that money to put towards these activities. There will be all sorts of things you can do and if you arrange some trips in advance or with friends you may be able to get an early bird or group discount.

Get Technology to do the Work for You

If you find saving for the summer and sticking to a budget challenging you could try a saving app. These will monitor your spending and separate your savings into different plans according to custom settings. You can set up an account for your summer holiday, and how much you want to save each week. This way payments are automated and with their help, you can finally get your finances in order this summer.

So you see my Budgeting Tips to Allow For Summer Activities are easy enough for all to follow and will also mean you’ll make savings too.

Are there any activities you’d like to save for this summer?

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This Post Has 44 Comments

  1. Ash

    Some fabulous money saving ideas here to help save some money for summer trip and activities. We need to cut down out spending to afford another local holiday as staycations are quite expensive this year

  2. Kuntala

    I’d love to save up for a trip to visit Disney in Florida. I’ve always wanted to go there.

    1. admin

      That would be lovely. I hope you get to go.

  3. Melanie Varey

    I need to save simply to have time to spend money as I am usually at work during the week (teacher) so the freedom of the holidays gives me spending opportunity!

  4. melissa chapman

    I am already spending and saving for my son to go away this summer so the bill is a little high. My daughter is working Yeah so it is a wash because she is also away at her school.

  5. Tara Pittman

    I like to save for trips to the beach. I look for ways to save money in the summer and a potluck idea with friends it a good idea.

    1. admin

      I’d say rather than pot luck to have it a little more organsied. Saves you getting loads of the same dish which I have seen happen.

  6. Amber Myers

    Budgeting is a must. We’re getting a new roof so we’ve been budgeting like crazy over here. If something is free or on sale, we are interested. If it’s full price, no thanks!

    1. admin

      Oh wow, I hope that you can save up the funds quickly x

  7. Heather

    I can never have too many budgeting tips! I would love to be able to do more in the Summer.

    1. admin

      It can help when you plan in advance. Saving for specific activities also builds up the excitement.

  8. Briana Baker

    Both of my daughters have summer birthdays. I would like to save for bigger and better birthday celebrations!

    1. admin

      I hope you manage to. Wishing them both fabulous birthdays.

  9. Jennifer Prince

    I need to try a savings app. I have heard of them, but it would be really useful to finally download one!

  10. Richelle Escat

    I’ll definitelt try an app, it’s gonna be handy so why not, right? Thanks for the tips.

    1. admin

      Apps can be great to help make savings.

  11. Scarlett Brooklyn

    I will definitely follow your tips, it’s so awesome to save some money.

  12. Kathy

    These are some wonderful ideas. I’m ready for some fun activities this summer already. My family and I always try to find some great ones that are free too.

    1. admin

      You can have some fun days out on a budget.

  13. Jasmine Hewitt

    summer can get crazy with all the activities. using a app to keep track of the budget is a great idea

    1. admin

      If the weather is good we all want to go out more.

  14. Catalina

    Summer is definitely an expensive time of year. We love travelling and we travel more during summer as our kids have vacation. This means more eating out or buying more fuel. I would like to save on this!

    1. admin

      It does end up costing loads more than the rest of the year.

  15. Rhian Westbury

    We’ve been using up a lot of vouchers and rearranged events to plan for our summer which is quite nice as it means we can go out but we paid for it like a year or so ago x

    1. admin

      That sounds great. Sounds like you’ve got your summer sorted.

  16. LaaLaa

    These are some good tips, it’s quite expensive especially if you’re going as a family on holiday. You could find budget friendly activities and I think a lot of places offer these.

    1. admin

      Travelling as a family is pricey. It really helps you can find budget-friendly activities locally to keep the family entertained.

  17. Marysa

    We are going to Mexico this summer, so we are working on saving and being frugal afterwards as well. It is important to always stay on top of saving and not being wasteful. We have been so busy but when we get home there are a bunch of things I would like to sell.

    1. admin

      I know what you mean. I’ve got loads to sell too. SHould get a start with that really. HAve a wonderful time in Mexico x

  18. Carly Belsey

    I love the sound of the apps that help you to budget. I tend to take the children to the local beach a lot in the summer and that saves a lot of money, maybe just a picnic and an ice cream and that’s it. We are lucky to live near the coast.

    1. admin

      I would love to take mine to the beach. We don’t travel well though and many are a bit far for us. Make the most of it x

  19. Kara Guppy

    I have to admit that having a new job, I have just started looking into childcare for the summer holidays and it is eye wateringly expensive, so going to have to cut down on days out during the holidays

    1. admin

      It is so expensive. Loads end up having to take time off to allow and get relatives to help.

  20. Jupiter Hadley

    We keep an eye out on the newspaper deals – like collect X inserts from a newspaper and get a free ticket to LegoLand. That and tesco points have really made our summers far less expensive.

    1. admin

      Yes, the newspaper deals can really help make big savings on days out.

  21. Kira Hut

    I love the sound of these . We have been trying to work our budget for the summer as it can get so expensive when there really isn’t any need !

    1. admin

      It can become very expensive but days home are also nice and sometimes a break from going out and doing things is a good thing.

  22. Michelle

    We try to have a mixture of free days out and paid days out over the Summer. It can be quite costly to go on days out but there is so much to enjoy that are free or very low cost

    1. admin

      There are plenty of things you can do that are free, cheap or you can get discounted which helps.

  23. Swathi

    This summer we are going for budget friendly activities as we are still in difficult situation after pandemic.

    1. admin

      So many are, hopefully, this post will inspire a few to do some low cost actives.

  24. Natalie

    Love this. I always try and allocate a certain amount of money each week. I also plan around the weather and have free park days when I can.

    1. admin

      Park days can be good especially when you go to different ones.

  25. Rose Jane Carcedo

    These budget friendly ideas are really amazing! I always try to save future trips though!

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