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Identifying Areas You Are Overspending

Budgeting can be a fairly simple task if you have the right know how.  There are plenty of budgeting apps available for the tech-savvy which some of my friends have said are really useful.  I don’t use these myself, however, it’s not just technology that can help you save money.  By simply looking at your…

Don’t Let Bills Get You Down

Bills are a necessary for evil that we all must endure.  I know it’s a daunting thought but it’s one of those adult things we all have to accept and work around. We all need heating, we all need water and we all need electricity to live comfortably. However, letting your bills weigh you down…