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If there’s one thing that occupies the thoughts of a lot of adults more than just about anything else, it’s money. After all, no matter who you are or what kind of lifestyle you have, your finances are always going to have a huge impact on the way in which you’re able to live your life. A lot of people seem to assume that the only way to live on a budget and save money is to live a boring, isolated live, missing out on all of life’s luxuries.  That simply isn’t true.  Sure, there are sacrifices that may need to be made when living on a budget, but that doesn’t mean you need to give up on having a bit of fun here and there.

Learn To Budget

The biggest problem that a lot of people have is that they don’t really know how to manage their money properly. They end up spending more than they can really afford without realising it and fail to put anything away for a rainy day. Without putting in some effort to keep an eye on your bank balance, you’re almost certainly just going to end up getting into some financial trouble from time to time. Of course, that doesn’t mean that you can’t spend money on things for yourself here and there, you’ve just got to be smart about it.

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Finding The Best Deals

With that in mind, it’s time to start looking for better deals whenever you go shopping. If you don’t you’re going to end up burning through your bank balance far too quickly. Luckily, there are plenty of ways to get better deals on the things that you buy. For one thing, you can look for non-branded items when shopping in a supermarket as these are almost always just as good as the more expensive options Alternatively look out for voucher.   Argos voucher codes for example will allow you to get great discounts on a whole range of different products that you might need.  You’ll be surprised how many offers you can find if you really look.

The Best Things In Life Are Free

It might be a cliche but like most cliches, it’s got more than a grain of truth to it. There are plenty of ways to live a wonderful and full life without having to spend money. Taking the day to head to the park or beach with your family or sitting with your partner and reading a great book together are wonderful ways to spend your time and they’re not going to cost you a thing!  There are plenty of free events that take place over the summer across the UK that are great to occupy your time, just make sure you take a packed lunch to help save you money on food and drink whilst you’re out.

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Living on a budget isn’t always going to be easy. By its very definition, that kind of lifestyle involves making numerous sacrifices and plenty of effort.  You need to be willing to cut back in certain areas and sometimes you may have to identify and give up things that you really don’t need to avoid the risk of getting into debt.  With a little time and effort you will find you can make a positive impact on the amount you spend and also get the most out of life whilst doing so.

What costly luxury could you do with reducing or cutting out of your life?

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22 thoughts on “Live On A Budget Without Missing Out On Life!”

  1. It’s really not easy to follow a budget but it’s worth it in the end. I’ve been living on budget for a long time and I really love the fact that I have savings especially during emergencies. It’s rewarding because it’s for your future.

  2. Living to a budget can be very difficult – especially if you strip it right down to a bare bones budget. Its important to not miss out on life at the same time

  3. Great tips! Buying non branded items is such a simple way to save money, it’s an easy change to make and after a while you don’t even notice!

  4. I need to get back on a budget. I was always good with managing money but lost that with the last relationship Iw as in. Just things got all out of whack, myself included. Now, I am looking forward to getting back on budget and still enjoying life LIKE I USED TO. This post helped remind me what I need to do!

  5. I totally agree with you that living on a budget is not that easy it takes a lot of efforts and sacrifices for certain things like in your needs and your wants but I am sure it’s all worth it if we are able to practice it .

  6. You make it sound so easy! I think the only thing harder than budgeting for me is staying away from the sweets!

  7. You are absolutely correct – living within our means and budgeting is very important to achieve financial freedom and ultimately success. I can definitively get rid of some luxuries like fancy electronics at home if I wanted to save more.

  8. I do agree that budgeting is so important as you can save a lot of money by planning what you’re spending x

  9. I do that. I want to get the best deals at the lowest cost possible. That is why I don’t like going on vacation with certain relatives who seem to hate money. They just spend and spend do not really get their money’s worth. 🙁 For my family, we try to get the lowest deals possible.

  10. The most important things is really learn how to budget, for me it took me years until I finally knew how to balance saving with spending in things I really needed!

  11. This was a really great post. I got a lot of fresh ideas on how to budget myself better and enjoy the free things in life too. A wonderful article indeed.

  12. I try and be really careful so we can eat out etc but its hard at times. I need to cut back in other areas to gain more in fun things x

  13. I think there are so many great deals out there to be had and it’s always worth looking because as a family we have to really budget at the moment but treats can be a positive thing for everyone

    Laura x

  14. So many people don’t ever learn how to budget when they are younger. Great reminder for people to focus on what matters.

  15. We used to be one of those people who didn’t really save any pennies for a rainy day. Then my other half got into gambling debt and we realised we had to change our lifestyle. We both make a MUCH more conscious effort to save now, and we’re a lot better off for it 🙂

    Louise x

  16. I am totally with you on this. Going to the park or the beach are fab ways to spend time with your family which wouldn’t cost you so much.

  17. I grew up with parents that had to keep to a tight budget, so it came quite easy to me. I’ve sacrificed quite a few holidays to ensure I keep my head above water, but it’s worth it not to be worrying about debt.

  18. That food looks amazing, so simple but elegant at the same time.
    I agree that budgeting is hard, but when you know the ins and outs and certain loopholes boy does it make a difference.

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